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KMID : 0365420090280010036
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Journal of the KLIMA
2009 Volume.28 No. 1 p.36 ~ p.38
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Individual Medical Insurance : USA
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Kwak Justin
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Abstract
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Health Insurance is a wide terminology, involving four major areas Long-Term Care, Critical Illness, Disability Income, and Medical Expense with either Fixed Benefit plan or Reimbursement plan. Out of those areas, this paper reviews the Medical Expense Insurance with Reimbursement plan, as is prevailed in USA. The US Medical Insurance could be characterized into the various aspects, but this paper focuses on Trend and Risk Management, which could influence, most essentially, the Underwriting Cycle of Insurers.
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